Are there any additional costs in the event of damage or an accident?

In principle, costs are only incurred in the event of damage for which you are responsible. The amount is always the deductible you have selected. If the repair is below the excess you have selected, the costs will be reduced accordingly, and damage that is not your fault will only incur additional costs if the third party is unknown to you - as is often the case when parking, for example. If the third party is on site, it is therefore all the more important to fill out the accident report correctly with all contact details and have it signed by the other party and to obtain the third party's damage number.

Due to the frequency of parking damage, we recommend taking out parking damage insurance with a car subscription - this covers two parking damages per year without a deductible.